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The U.S. cost of living is rising and more soon-to-be retirees are taking note of it when thinking about where they want to invest their retirement dollars. While a dollar may buy less in America, there are more places than ever where that money goes a long way and then some. International Living’s 2012 Retirement Index takes a look at the World’s Top 10 places for retirement. Just a few places that offer favorable tax laws, easy access to expats and great value for the money include Ecuador, Panama, Nicaragua and Honduras. For more on this continue reading the following article from International Living. In the States today, the discussion about retirement orbits around how much less of it we’re all going to have. While the cost of everything from healthcare to food swells… incomes, pensions and nest eggs erode, leaving baby boomers fewer and fewer options for retirement at home. But look at the right places beyond our borders today, and you’ll find you have more good choices than ever for a comfortable – even a pampered – retirement. In any one of Read more…
Yes, closing costs are annoying, expensive, and cash-depleting. They are also necessary to close mortgage loans. Reducing closing costs is challenging, but possible. Here’s how. When you compare mortgage rates, also compare lenders’ closing costs. Whether you are seeking a mortgage for a new home purchase or a refinance loan, always ask for closing cost estimates. You’ll quickly learn which lenders love “junk fees” and which keep closing costs reasonable. Look for good mortgage loans with zero points. Each point equals one percent of your mortgage loan amount. Zero point options typically carry higher rates, but not much higher. Find lenders that trade smaller interest rate increases of mortgage rates for eliminating points. Close late in the month. Since all mortgage loans are due on the first of the month, lenders collect prepaid interest from closing date until the end of the current month. Closing l
TUCKER, GA – 
U.S. Poultry & Egg Harold E. Ford Foundation (USPOULTRY Foundation) announces the appointment of Dr. John Glisson as Director, Research. He succeeds Dr. Henry Marks, who is retiring. Dr. Glisson will administer the Association’s comprehensive research program that encompasses all components of poultry and egg production and processing. He will work with the Foundation’s Research Advisory Committee, receiving and evaluating research proposals and making recommendations to the board of directors for funding approval. Over $22 million has been invested in research funding over the last 20 years.
Among Dr. Glisson’s extensive experience, he recently retired as Head of the Department of Population Health at the University of Georgia, was Head of the Department of Avian Medicine, and was Associate Dean of Public Service and Outreach at the University of Georgia’s College of Veterinary Medicine.
LUPC has sent out its December newsletter which is an excellent read. If you have received it into your in box, make sure you read it, but if you are not on the list and even if you are not an LUPC member, go to the website to read news about changes in EU procurement thresholds, new contracts to save money and a prompt for London universities to plan for the logistical implications of the Olympic games. They also announce that long-standing member of BUFDG, Marcus McDonald (FD, Royal College of Music) has been appointed Chair of LUPC. We are especially pleased that Marcus has also agreed to chair the BUFDG group that will steer the development of the “procurement academy” concept mentioned in the Diamond report earlier this year.
The other great news, although it is now a month old (apologies that we missed the announcement), is that JISC Procureweb has a new website! Services provided by JISC Procureweb include: the sector’s central contract database and eMarketplace (GeM); a free tendering provision (Tenders); a free ‘electronic billboard’ (Xchange); procurement related website hosting; tools and electronic systems development; website design; forums; documentation and links to relevant resources. This is
— Gov. Matt Mead wants to up the ante in trying to entice technology jobs to Wyoming by proposing to double the money the state makes available to help build data centers and other digital facilities and broaden the types of firms eligible to tap the funds.
Mead said Thursday he wants Wyoming to be as “attractive as possible to these companies” to bring in jobs and new tax revenue.
Wyoming established a $15 million fund last year to help pay for infrastructure, such as water service, for new mega data centers after Verizon Communications Inc. looked at locating a $4 billion data center near Laramie. T