Basic trading

What principles of futures trading you should use...

Investment in futures transactions are easy to understand. The periphery of the negotiation seems complex, but once you know the principles you can easily navigate to the top of the pack in More »

Debt management

Will you be content with debt management or should consider an IVA?...

Every year people use informal debt management plans for resolving their debt problems. These plans often last for several years, and what alternatives would borrowers be better considering? Debt management plan has More »

Investing

How to begin investing in mutual funds...

Before investing you need to know what mutual funds are. These funds are professionally managed reams of securities primarily consist of stocks, bonds and money market securities. With the right sales of More »

Trading

Basic information about commodities and futures trading...

If you are looking for information on products and financial futures, you will find the related article below very helpful. It provides a refreshing perspective that is much more related products and More »

Category Archives: Financial Articles

Is the Press Pumping Facebook’s IPO?

This morning I read an article on CNN with the headline, Seniors clamoring to invest in Facebook IPO.

Of all the silly articles written about Facebooks impending IPO in an effort to draw readers to news websites, this one has to be the lamest. So of course I read the article.

It turns out the articles headline is not lameits completely misleading.

Apparently 79-year old Alvan Sweet told CNN that Facebooks IPO is one of the hottest topics in a retirement community in Boyton Beach, Fla. Its so hot, in fact, that three (yes, three!) of Sweets friends have been badgering Sweet to help them get in on some IPO shares. Sweet, as it turns out, has been investing in IPOs for some time.

But Sweet has no intention of investing in Facebook this week. According to Sweet, recent IPOs like Groupon may rise at first, but then have difficulty maintaining their price. So Sweet aint clamoring for Facebook shares.

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Questioning the value (and the cost)

The Guardian’s Ruth Spencer questions whether a degree in the US is worth it after total student debt tops $1trillion for the first time. More than half of all degree holders under 25 are jobless or under-employed, and only 3 of the 30 most in-demand occupations require a degree. Following the latest edition of HECSU’s ‘Graduate Market Trends’, the Guardian wonder whether similar questions can be asked of a degree in the UK, considering worrying employment prospects, and ask a number of graduates to reflect on the value (and cost) of their university experiences.

In two other articles, the Guardian also considers whether reversing the decline in sandwich courses or studying abroad could give students the employment-boost that they need.

   

American Express + Twitter = Savings

Theres two ways to spend less moneythe easy way and the hard way. The hard way involves cutting back on everything from eating out to buying clothes to taking vacations. The easy way to spend less involves making smart changes that dont affect your lifestyle, such as refinancing debt to lower rates or comparison shopping for insurance.

And that brings me to American Express and Twitter.

American Express has launched a new program that enables cardholders to get deals on everyday purchases through, of all things, Twitter. Heres how it works:

  • Sync your eligible American Express® Card with Twitter at
  • the special offer #hashtags to load exclusive Cardmember offers directly to your Card
  • Save with an automatic statement credit when you make a qualified purchase in store or online with your synced Card

So I linked my Starwood Preferred Guest® Credit Card from American Express to Twitter. It took all of about 60 seconds. And then I reed a few deals. A

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Tuition fee policies changing across the world

Higher Education Strategy Associates, confusingly for us in the UK, abbreviated to HESA, is a consultancy based in Canada that has just published Global changes in Tuition Fee Policies and Student Assistance, a review of “the major changes related to higher education affordability around the world in 2011”. The

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When’s Grad School Not Such a Hot Idea?

The other day I shared the benefits of applying to graduate school. After the post went live I got a few texts and emails on the subject. As you can imagine, not all of my friends were hot on the idea of going for more schooling. Graduate school isnt the best idea for everyone. After four years of undergraduate, most people just want to work and make some money, or simply get out of school.

Lets look at when applying to graduate school isnt the greatest idea.

Whens applying to graduate school not such a hot idea? How can you go wrong with more education?

Using grad school as life avoidance.

If you dont want to start working just yet, you shouldnt just stick around in school. There are other options for what to do after college. You dont have to be in school to not be working. Ive seen many friends stay in school just because they didnt want to start working in the real world yet. I just feel that there are better ways to avoid life.

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