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OptionsHouse has just released a new offer for those looking to open an IRA retirement account. When you open an IRA with OptionsHouse, youll get 100 free trades and OptionsHouse will reimburse you up to $125 in account transfer fees from your existing broker. This offer covers traditional IRAs as well as Roth IRA, SEP IRA and rollover IRA accounts. To qualify, you must open the account with a minimum of $3,000. To get details on this offer, just go to the OptionsHouse IRAFree page. If OptionsHouse asks for a promo code, be sure to use IRAFREE.
Among the best discount brokers, OptionsHouse is making a strong push for retirement accounts. In addition to the bonuses noted above, there are no set-up fees, maintenance fees, low balance fees, or annual fees with an IRA account at OptionsHouse. You can trade stocks for a flat fee of $2.95 per trade. And their pricing on options contracts is one of the lowest in the industry.
As you consider where to open an IRA retirement account, make sure that the brokers you are considering offer the type of account you need.
A University of East London bursary scheme aims to solve the problem of fee-waivers no longer being attractive, due to the increase in tuition fee cap and the likely hood that many students will never repay the full cost of their degree. Every student who successfully completes their first semester at UEL receives a progress bursary; a card loaded with £500, which can be spent on books, stationery, art materials, IT products, field trips, printing, and even nursery and accommodation costs. They get more when they complete further semesters, to a total value of £1,100; but not only that, parents and other sponsors can load money on to the card too. Stuart Smith, head of marketing and student recruitment at UEL, says that linking release of the money to students progressing through their course nearly halved the university’s dropout rate in the three years after it was introduced. G
A payday advance is short-term cash loan that can help one through times when unexpected bills or expenses arise. Like any financial obligation, it is important to know the facts about how a payday loan works before you move forward and commit.
So What Exactly Is a Payday Advance?
A payday advance is also known as a quick loan and provides cash quickly (generally in one to two days) over a short time period (28 days or less). The amounts are generally between Ј80 and Ј1000. Repayment methods include writing a post-dated check to cover the loan and interest and leaving it with the lender, or setting up automatic repayment through a debit card. If you cannot manage repayment when it is due, the loan can often be extended.
What is the Interest for a Payday Advance?
Interest rates vary from lender to lender, but generally one pays Ј25 for Ј100 of loan principal. So Read more…
The other day I presented you with the case for following your passions in your 20s. As with most financial topics, theres another side to everything. I like to look at both sides of the argument so that you guys are aware of the worst case scenario or what could go wrong. When it comes to working on your own projects in your 20s, theres also a few setbacks that need to be considered. Its not a great idea for everyone.
Whats the dark side of following your passions in your 20s?
Nobody wants to fail. Even though failure is often romanticized in our society, it still totally sucks. The main issue with failing is that youll lose out on valuable years of experience in the field. This will put a huge hole on your resume, which youre going to have to explain to potential employers if you try to re-enter the workforce in your mid to late 20s.
Ive covered the idea of overcoming the fear of failure. W
The Green Dot prepaid Visa or MasterCard is arguably the most widely used prepaid credit card today. Youve likely seen the Green Dot card for sale at pharmacies, grocery stores, and even Walmart. Green Dot is a publicly traded company (NYSE:GDOT), and it sells about 1.5 million new prepaid cards every quarter. So its big. But is its prepaid card good?
To evaluate any prepaid credit card, there are two key factors to consider: (1) Features, and (2) fees. These arent the only factors. Customer service can be important if you tend to call your card company a lot. But features and fees are what set most cards apart, for better or worse.
Green Dots features are pretty basic. You can use the card anywhere that accepts MasterCard or Visa debit. The card can be used to make purchases online and to pay bills that accept debit cards (e.g., cell phone bill). And because of its large network of ATM machines, you can withdrawal money from your account at many ATMs without paying a fee.