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Growth, Uncertainty and End-user Benefits Are Key Underlying Themes
Washington, DC, January 9, 2012— The Equipment Leasing and Finance Association which represents the $628 billion equipment finance sector, today revealed its Top 10 Equipment Acquisition Trends for 2012. Given that every year U.S. businesses, nonprofits and government agencies spend in excess of $1.2 trillion in capital goods or fixed business investment , financing more than half of those assets, these trends impact a significant portion of the U.S. economy. Growth, uncertainty and numerous end-user benefits underlie many of the trends that businesses acquiring equipment this year can expect.
ELFA President and CEO William G. Suttonsaid, “Equipment acquisition has played a critical role in driving the supply chains across all U.S. manufacturing and service sectors. We have distilled recent research data, including the Equipment Leasing & Finance Foundation’s 2012 Equipment Leasing & Finance U.S. Economic O
This is the time of year when you are inundated with opinions on New Year’s resolutions. I have a problem with this ritual because we tend to get overwhelmed with information and give up.
Making changes to established patterns of behavior is tough. Giving yourself ten assignments for the new year is not realistic. In an effort to really have an impact, I have put together just 3 resolutions. Yes, it would be great if you would consider and implement all of them but if you pick one (any one), you will see measurable, positive changes. I am listing them in no particular order of importance, although I will admit that I feel most strongly about the first one.
The daily grist of many brokers and advisors involves stock picking, market timing and mutual fund manager picking. This is called “active management” and generally refers to efforts to beat risk adjusted benchmarks, like the S&P 500 index. The bedrock of the securities industry is based on its touted ability to add “alpha,” which is a premium over the benchmark index.
There’s a better way. The evidenc
The U.S. cost of living is rising and more soon-to-be retirees are taking note of it when thinking about where they want to invest their retirement dollars. While a dollar may buy less in America, there are more places than ever where that money goes a long way and then some. International Living’s 2012 Retirement Index takes a look at the World’s Top 10 places for retirement. Just a few places that offer favorable tax laws, easy access to expats and great value for the money include Ecuador, Panama, Nicaragua and Honduras. For more on this continue reading the following article from International Living. In the States today, the discussion about retirement orbits around how much less of it we’re all going to have. While the cost of everything from healthcare to food swells… incomes, pensions and nest eggs erode, leaving baby boomers fewer and fewer options for retirement at home. But look at the right places beyond our borders today, and you’ll find you have more good choices than ever for a comfortable – even a pampered – retirement. In any one of Read more…
Yes, closing costs are annoying, expensive, and cash-depleting. They are also necessary to close mortgage loans. Reducing closing costs is challenging, but possible. Here’s how. When you compare mortgage rates, also compare lenders’ closing costs. Whether you are seeking a mortgage for a new home purchase or a refinance loan, always ask for closing cost estimates. You’ll quickly learn which lenders love “junk fees” and which keep closing costs reasonable. Look for good mortgage loans with zero points. Each point equals one percent of your mortgage loan amount. Zero point options typically carry higher rates, but not much higher. Find lenders that trade smaller interest rate increases of mortgage rates for eliminating points. Close late in the month. Since all mortgage loans are due on the first of the month, lenders collect prepaid interest from closing date until the end of the current month. Closing l
TUCKER, GA – 
U.S. Poultry & Egg Harold E. Ford Foundation (USPOULTRY Foundation) announces the appointment of Dr. John Glisson as Director, Research. He succeeds Dr. Henry Marks, who is retiring. Dr. Glisson will administer the Association’s comprehensive research program that encompasses all components of poultry and egg production and processing. He will work with the Foundation’s Research Advisory Committee, receiving and evaluating research proposals and making recommendations to the board of directors for funding approval. Over $22 million has been invested in research funding over the last 20 years.
Among Dr. Glisson’s extensive experience, he recently retired as Head of the Department of Population Health at the University of Georgia, was Head of the Department of Avian Medicine, and was Associate Dean of Public Service and Outreach at the University of Georgia’s College of Veterinary Medicine.