Are you an OshKosh B’gosh customer looking for the Carter’s Credit Card?
In this article, we provide information about its features, benefits and how to apply – everything from gifts, charges and how to use is covered here.
Features and Advantages of Carter’s Credit Card
This Carter’s Credit Card can be described as an all-purpose credit card designed to meet the needs of both Carter’s and OshKosh B’gosh stores and their websites. It features many advantages and benefits for card users, such as:
Discounts: Cardholders benefit from special discounts throughout the year. These promotions may arrive via mail or email and can be accessed online or in-store.
Early Access: Access to early sales events: Cardholders of Carter’s credit cards have early access to certain sales throughout the year, giving them an advantage in shopping before most others.
Reward: Carter’s Credit Rewards program for cardholders awards two points for every $1 spent at Carter’s and OshKosh B’gosh stores or online. Once you accumulate 100 points, an incentive certificate worth $10 will be presented as a prize – perfect for future purchases!
Free Shipping: Cardholders of Carter’s credit cards enjoy free standard shipping for all online purchases made using their card from Carter’s.
Discount on Birthdays: As a special thank-you, customers receive special discounts on their birthdays as a gesture of our gratitude for being loyal customers.
Also Read: What is PV Service on my Credit Card?
Fees and Interest Rates
Like all credit cards, Carter credit cards come with fees and rates you should know. Here is what’s important:
Annual Fee: Carter’s credit card has no annual fees associated with it.
Fee for Late Payment: Should you fail to make your minimum payments on time, they will incur a late payment fee, which can range up to $40.
Fee for Returned Payments: When your payment is rejected due to not having enough funds available, then an administration fee of $40 will be assessed against you.
Annual Percentage Rate on Purchases (APR): 26.99 percent is an adjustable rate, which may rise or fall depending on changes within the primary rate.
How to Apply for Carter’s Credit Card
Are You Searching For Carter’s Credit Cards Online or In-Store? When applying, either online or in-store is acceptable – what’s important here are:
Your personal information: Your full name, address, telephone number and email address must all be supplied.
Financial Details: For this part, it will be necessary to supply details about your annual income or employment status as well as monthly housing payments.
Social Security Number (SSN): In order to conduct a credit check, it will be necessary for you to submit your Social Security number.
Acceptance of Terms and Conditions. It will be necessary for you to agree to all the terms and conditions outlined in your credit card contract to use it.
After you’ve submitted an application form, typically within minutes, you will be notified if it was successful and can expect your card within 7-10 days.
Are You Wondering If Carter’s Credit Card Is the Right Choice for You?
Carter’s credit card could be an attractive choice for shoppers who regularly frequent OshKosh B’gosh and Carter’s stores. It offers rewards programs and special discounts that could save you money when making purchases; early access to sales may give you an edge over competitors; yet with its high APR and late payment charges, you should aim to settle your account monthly in full to avoid incurring interest and other fees.
If you’re interested in applying for the Carter credit card, be sure to carefully read its terms and conditions as well as compare it against other cards to ensure it is the most suitable solution for your needs. We picked up where we left off.
Note that store credit cards like Carter’s have lower limits than conventional cards, which means you may be limited in making purchases of more oversized items such as furniture or electronics with them.
If you’re searching for cards with larger credit limits and flexible rewards programs, an all-purpose rewards credit card could provide rewards points towards cash or travel spending.
How to Pay Carter’s Credit Card Bill?
To make a payment on your Carter’s credit card, follow these instructions:
- Log in to your online account on the credit card site.
- Click “Payments” within your credit card account’s “Payments” section.
- Choose your payment method of choice, such as a bank account or debit card.
- Enter the amount to be paid, followed by selecting a date of payment.
- Review and process payment.
Alternatively, payments can also be made over the telephone or by mail. For prices via telephone, call the number listed on the bottom of your credit card and follow its prompts for payment. When mailing payments, send your money order or check to the address on your monthly statement listed with your account number and payment amount.
How to Pay Carter’s Credit Card Bill Online?
Follow these steps to pay your credit card online:
- Visit the website of the financial institution which issued your credit card; typically, this will either be Synchrony Bank or Comenity Bank, depending on which Carter’s card you’re using.
- Log into your credit card account by providing a username and password, or set one up online using your card number along with other personal data. If this fails, a new one might need to be established using personal details about yourself, such as birthday and address information.
- Go back into your credit card account dashboard, then navigate to “Payments.” It should be under “Account Summary” or “Manage Account.”
- Select the payment option, enter an amount to be charged to your credit card and click Pay Now. It is possible to pay either the total balance or just part thereof.
- Fill in your payment information, such as bank account or card details, before making your payment. If desired, there’s also the option of setting up automatic or scheduled future payments.
After your payment has been successfully submitted, your balance should reflect in your account. Should any issues arise with paying with Carter online, don’t hesitate to contact Customer Service of your credit card company for further assistance.
How Can You Make Carter’s Credit Card Payments?
Carter provides you with various payment options available to them:
Online: Make payments to your credit card online by accessing your account at the financial institution or bank that issued it. Navigating to the Payments section on your dashboard account, select an option and follow its instructions before inputting payment details.
Phone: You may also make payments on your Carter credit card via telephone. Dial the customer service number on the back of your credit card, provide information for the fee and follow any necessary instructions to complete the payment process.
Mail Order: When sending mail orders, it is possible to mail money orders or checks directly to their addresses listed, including your account’s number in their envelope.
In-Store: Some Carter stores accept payment directly into Carter Credit cards at the counter. Check whether this option exists at your Carter store to see how best you can pay!
Payment on time is essential in avoiding late fees and damaging effects on your credit rating. For any assistance related to Carter’s credit card account payment, please get in touch with their card issuer’s customer support department directly.
Where Can I Make Use of My Card’s Credit Card?
Carter’s credit cards allow customers to shop at both OshKosh B’gosh stores as well as their respective websites with ease. They may also be accepted by retailers that accept MasterCard or Visa, depending on which card you hold.
To determine how best to utilize your Carter’s credit card, review its details or reach out to customer support of its issuer for guidance.
Carter’s Credit Card Login
These are the steps required to log in with Carter Credit Card:
- Visit the Carter’s Credit Card website now.
- Make sure that your choice includes online banking capabilities.
- Log in using your bank account ID and password, or create login credentials.
- Once logged in, you’ll be taken directly to your dashboard.
- On the Dashboard, you can keep a close watch over all the details related to your Carter Credit card account.
Carter’s Credit Card Phone Number
1-887-563-5767
Conclusion
Carter’s credit card can be an ideal solution for customers loyal to OshKosh B’gosh and Carter’s who wish to reduce costs as well as take advantage of special sales or discounts yet are looking for additional ways to save, due to the high APR and fees associated with using such cards responsibly every month.
Before applying for any credit cards, be sure to carefully read over their terms and conditions in order to find one that best meets your needs. Only use credit responsibly; only purchase items you can pay off promptly.